Top Payroll Software | Gusto Review

Disclosure: This post may contain affiliate links, meaning if you decide to make a purchase through my links I may earn a commission at no additional cost to you. See my disclosure for more info.
Build A Smarter Online Business
Want to turn your content into traffic, income, and long-term freedom? Start with the guides built to help you grow smarter.
Explore Online Business Guides →Have you been wondering what is the top payroll software? When it comes to managing payroll, finding the right software can make all the difference. Gusto stands out as one of the top payroll software options available today, catering to small and medium-sized businesses with its user-friendly features and comprehensive tools.
In this review, I will explore what makes Gusto a popular choice among business owners, from its payroll processing capabilities to its customer support. Let’s dive into the details!
Top Payroll Software Post Overview
- Gusto offers a wide range of payroll features, making it suitable for various business sizes.
- The user interface is intuitive, allowing even beginners to navigate payroll tasks easily.
- Pricing is higher than some competitors, which might be a consideration for budget-conscious businesses.
- Gusto integrates well with other accounting software, enhancing its usability for financial management.
- Customer support is readily available through multiple channels, ensuring help is accessible when needed.
Back to How to Make an Online Business
Comprehensive Features of Gusto Software
Gusto is more than just a payroll processor; it’s a full-fledged HR platform designed to streamline your business operations. Let’s take a look at what makes it stand out.
Payroll Processing Capabilities
Gusto really shines when it comes to payroll. It automates a lot of the tedious tasks, which is a huge time-saver. You can set up multiple pay schedules, handle different pay rates, and even manage garnishments without pulling your hair out.
Payroll processing is straightforward, and the system guides you through each step, minimizing errors. It also handles things like vacation time and sick leave accruals, which is a nice touch.
Tax Calculation Automation
Tax time can be a nightmare, but Gusto aims to make it less scary. The software automatically calculates and files your federal, state, and local taxes. It also handles all the necessary paperwork, like W-2s and 1099s.
Here’s a quick rundown of what Gusto handles:
- Federal taxes
- State taxes
- Local taxes
- W-2 and 1099 filings
Gusto’s tax automation is a major selling point. It reduces the risk of errors and penalties, freeing you up to focus on other aspects of your business. It’s like having an accountant in your pocket, but without the hefty bill.
Ready To Build More Traffic And Income?
Use Internet of Business to learn blogging, SEO, affiliate marketing, passive income, and digital business systems that compound over time.
Start Building Your Digital Income →
Employee Self-Service Options
Gusto offers a robust employee self-service portal. Employees can access their pay stubs, update their personal information, and request time off. This reduces the burden on HR and empowers employees to manage their own data.
Plus, it’s all accessible through a user-friendly interface, so even the least tech-savvy employees can navigate it with ease. Direct deposit setup and management is also handled through the portal, making payday a breeze for everyone.
User Experience and Interface Design

Intuitive Navigation
Getting around Gusto is pretty straightforward. I mean, you don’t need a PhD to figure out where things are. The main sections are clearly labeled, and the search function actually works, which is a huge plus. It’s not the flashiest interface ever, but it gets the job done without making you want to throw your computer out the window. I think most people will find the payroll run views easy to use.
Customizable Dashboard
The dashboard is where you land when you log in, and you can tweak it to show the info that matters most to you. This is nice because everyone uses payroll software a little differently. You can add or remove widgets to see things like upcoming payroll deadlines, recent employee changes, or pending tasks. It’s not super advanced customization, but it’s enough to make the dashboard feel personal and efficient.
You can get started with Gusto Payroll Software today by clicking here.
Mobile App Functionality
Gusto’s mobile app is decent. It’s not just a scaled-down version of the desktop site; it’s actually designed for on-the-go use. Employees can view their pay stubs, request time off, and update their personal info. Managers can approve time off requests and handle other basic tasks. It’s not perfect, but it’s a handy tool to have when you’re away from your desk.
Honestly, the mobile app is a lifesaver when I’m traveling. I can quickly approve time-off requests without having to log into my computer. It’s simple, but it works. I wish more software companies would put this much effort into their mobile apps.
Here’s a quick rundown of what you can do on the mobile app:
- View pay stubs
- Request time off
- Update personal information
- Approve time off requests
Pricing Structure and Subscription Plans

Gusto’s pricing is something you really need to look at closely. It’s not always straightforward, and understanding the different plans is key to getting the best value. They have a few different tiers, each with its own set of features and, of course, its own price tag. Let’s break it down.
Cost Comparison with Competitors
When you stack Gusto up against other payroll services, the cost can be a mixed bag. Sometimes it looks cheaper upfront, but then you have to factor in the per-employee fees, which can really add up, especially as your company grows.
Other services might have a higher base price but lower per-employee costs, or even offer unlimited payroll runs, which Gusto doesn’t always do. It’s worth doing a detailed comparison based on your specific number of employees and payroll frequency.
Value for Small Businesses
For small businesses, Gusto can be a pretty good deal, especially if you’re just starting out. The basic plan offers a decent set of features, and the employee self-service options can save you a lot of time.
However, as you grow and need more advanced features like time tracking or multi-state payroll, the costs can creep up. You’ll want to evaluate if the added features are worth the extra expense, or if another solution might be more cost-effective at that point.
Hidden Fees and Additional Costs
Nobody likes surprises when it comes to pricing, and Gusto is mostly transparent, but there are a few things to watch out for. Make sure you understand what’s included in your plan and what might incur extra charges. For example:
- Tax filings: While Gusto handles most tax filings, there might be fees for amended returns or certain state filings.
- Year-end forms: Generating and distributing W-2s and 1099s is usually included, but confirm this in your plan details.
- Additional services: Things like workers’ comp administration or health insurance can add to your monthly bill.
It’s always a good idea to read the fine print and ask Gusto directly about any potential hidden fees before you commit to a plan. This way, you can avoid any unexpected costs down the road and make sure you’re getting the best value for your money.
Integration and Compatibility
It’s super important that your payroll software plays nice with the other tools you’re already using. Nobody wants to manually transfer data between systems – that’s just asking for errors and wasted time. Let’s take a look at how well Gusto integrates with other platforms.
You can get started with Gusto Payroll Software today by clicking here.
Accounting Software Integration
Gusto thankfully connects with a bunch of popular accounting software options. This is a big deal because it automates the process of recording payroll expenses. I mean, who wants to spend hours manually entering payroll data into their accounting system?
Here are a few accounting software options that Gusto integrates with:
- QuickBooks Online
- Xero
- FreshBooks
Having these integrations means your financial records stay accurate and up-to-date without a ton of extra effort. It’s all about making things easier, right?
Third-Party App Compatibility
Beyond accounting, Gusto also works with a variety of other third-party apps. This can include things like time-tracking software, HR platforms, and even some business management tools. The more apps it connects with, the more you can streamline your workflows. Gusto integrates with other software through the “App Directory” menu in the sidebar.
Here are some categories of third-party apps that Gusto integrates with:
- Time Tracking: Integrating with apps like TSheets or Clockify can automatically feed employee hours into payroll.
- HR Software: Connect with platforms like BambooHR to sync employee data and manage HR tasks in one place.
- Business Operations: Some integrations even extend to project management tools or CRM systems.
Data Import and Export Features
What if you’re switching from another payroll provider? Or what if you need to pull data out of Gusto for analysis? That’s where data import and export features come in. Ideally, Gusto should make it easy to import your existing employee data and export payroll reports in a usable format.
If you’re migrating from another system, you’ll want to be able to import employee data without a huge headache. And if you need to analyze your payroll data in Excel or another tool, you’ll want to be able to export it easily. Gusto supports 21 different accounting software providers, including popular choices like QuickBooks.
Customer Support and Resources
Let’s be real, even the best software can hit a snag. That’s where solid customer support comes in. With Gusto, you’ve got a few options to get help when you need it. It’s not always perfect, but knowing what’s available can make a big difference.
Availability of Support Channels
Gusto provides support through multiple channels. You can reach out via phone, email, or even through their in-app chat feature. The phone support is generally available during business hours, but the email and chat options might offer quicker responses for less urgent issues.
I’ve heard some users rave about the speed of their responses, while others have mentioned longer wait times, so your mileage may vary. It’s also worth noting that they advertise 24/7 live support and HR advisors.
Help Documentation and Tutorials
Gusto has a pretty extensive HR glossary and help center. They’ve got articles, FAQs, and even video tutorials to guide you through common tasks. If you’re the type who likes to troubleshoot on your own, this can be a lifesaver.
I’ve found their step-by-step guides particularly useful when setting up new employee profiles or running payroll reports. It’s like having a digital manual at your fingertips. They also have a template library, which is a nice touch.
User Community and Forums
While Gusto doesn’t have a super active, dedicated user forum like some other platforms, they do have a blog and resources section where users can share tips and tricks. You can also find plenty of discussions on general small business and payroll topics on sites like Reddit or LinkedIn, where Gusto users often chime in.
It’s not quite the same as an official forum, but it can still be a good way to connect with other users and get advice. Plus, you can always check out competitor reviews to see what others are saying about Gusto’s support compared to other options.
Honestly, I think Gusto’s support is pretty good overall. It’s not always lightning fast, but they’re usually helpful and knowledgeable. And having access to those help articles and tutorials is a huge time-saver. It’s one less thing to worry about when you’re running a business.
Performance and Reliability
System Uptime and Stability
When you’re running a business, you need to know your payroll system is going to work. Downtime can cause major headaches, especially when paychecks are on the line.
Gusto generally has a good reputation for system uptime, but it’s always worth checking recent user reviews to see if there have been any reported issues. A stable system means fewer interruptions and a smoother payroll process.
Speed of Processing Payroll
Nobody wants to wait around for payroll to process. Gusto aims for quick processing times, which is a big plus for both employers and employees.
The speed at which payroll runs can depend on factors like the size of your company and the complexity of your payroll setup. However, a faster system means less time spent on administrative tasks and more time focusing on your business. For online payroll services, speed is key.
User Feedback and Ratings
What are other users saying about Gusto’s performance? User feedback and ratings can provide valuable insights into the reliability of the software. Look for patterns in reviews – are people consistently praising its speed and stability, or are there recurring complaints about glitches or errors? Keep in mind that every system has its detractors, but a generally positive consensus is a good sign.
It’s important to remember that no software is perfect. Occasional hiccups can happen, but the key is how quickly and effectively the company addresses those issues. A responsive support team can make all the difference when something goes wrong.
Alternatives to Gusto Software
While Gusto is a popular choice for many businesses, it’s not the only option out there. Depending on your specific needs and budget, other payroll solutions might be a better fit. Let’s explore some alternatives.
Comparing Other Payroll Solutions
There are many payroll software options available, each with its own strengths and weaknesses. Some popular alternatives to Gusto include ADP, Paychex, and QuickBooks Payroll. ADP is a well-established provider that offers a wide range of services, making it suitable for businesses of all sizes.
Paychex is another strong contender, particularly for companies that need HR support in addition to payroll. QuickBooks Payroll integrates seamlessly with QuickBooks accounting software, which can be a major advantage for businesses already using that platform. Connecteam is also a great option if you need better time tracking and scheduling.
Best Value Options
For small businesses on a tight budget, finding a cost-effective payroll solution is crucial. Patriot Software payroll and accounting services is often highlighted as a more affordable alternative to Gusto, offering straightforward payroll services at a lower price point.
Square Payroll is another option to consider, especially if you already use Square for payment processing. These solutions may not have all the bells and whistles of Gusto, but they can get the job done without breaking the bank.
Features Lacking in Gusto
While Gusto offers a robust set of features, it’s not perfect for everyone. Some users may find that Gusto’s time tracking capabilities are not comprehensive enough for their needs. Others may be disappointed by the lack of advanced security features, such as biometric login for the web application.
Additionally, Gusto’s pricing can be a barrier for some small businesses. Before committing to Gusto, it’s important to carefully evaluate your specific requirements and determine whether another solution might be a better fit.
Choosing the right payroll software is a big decision. Take the time to research your options, compare features and pricing, and read reviews from other users. By doing your homework, you can find a solution that meets your needs and helps you streamline your payroll process.
Final Thoughts on Gusto Payroll Software
In wrapping things up, Gusto really shines when it comes to payroll software for small to medium-sized businesses. Its user-friendly design makes it easy to navigate, even if you’re not a payroll expert. The features are solid, especially the bill pay and compliance tools, which are pretty handy.
Sure, it’s on the pricier side, and some users might miss advanced time tracking options, but overall, it’s a strong choice. If you’re looking for a payroll solution that balances ease of use with powerful features, Gusto is definitely worth considering.
Frequently Asked Questions
What features does Gusto offer for payroll processing?
Gusto provides a range of features for payroll, including automated tax calculations, direct deposits, and easy employee management. It helps you handle all payroll tasks smoothly.
Is Gusto easy to use for beginners?
Yes, Gusto is designed to be user-friendly. Its layout is simple, making it easy for anyone, even those new to payroll, to navigate and use the software effectively.
How does Gusto’s pricing compare to other payroll services?
Gusto is on the pricier side compared to some competitors. However, it offers many features that can justify the cost, especially for small and medium businesses.
Can Gusto integrate with other software?
Absolutely! Gusto works well with many accounting and business applications, making it easy to sync your payroll data with other systems.
What kind of customer support does Gusto provide?
Gusto offers various support options, including chat, email, and phone support. They also have a lot of helpful guides and tutorials to assist users.
Are there any hidden fees with Gusto?
While Gusto’s pricing is clear, some extra services may come with additional fees, so it’s good to check the details of your plan to avoid surprises.
Back to How to Make an Online Business
Are you looking for better ways and tools to build your monthly revenue and brand? Be sure to check out our other resources located here to speed up the process.
Nathan
Dr. Nathan Pennington, DBA, earned his Doctor of Business Administration degree from the University of Missouri-St. Louis and brings over 15 years of online entrepreneurial experience in helping people learn how to blog, earn income online and build passive income streams outside of what the school system teaches.






