Independence Finance | Personal Capital Review

independence finance
March 11, 2022
Independence Finance | Personal Capital Review
Category: Save Money

Comments

Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more information

Are you seeking independence finance and want to have a place to invest your money? One of the very best options is Personal Capital. So, wanted to share this personal capital review with you.

Also, to let you know that the personal capital app is free to use. The app is a great way for you to manage your money in an optimal way.

Are you properly managing the money that you do have? Do you understand it? Personal capital is my favorite personal capital tool and software that I use.

Personal capital is used by over 1.8 million people around the world. In addition, Personal capital provides a free investment software that is even better than mint.com. In addition, you get 6-months of free wealth management advice when you join.

Personal Capital Review

As you already know, I am a major supporter of pro blogging and investing your hard earned income the right way. So, if you are going to invest you might as well do it the right way. What I love about Personal Capital is that it is totally free to use. Furthermore, you can easily see all of your accounts in one place.

Personal Capital’s free personal finance software allows users to combine their accounts and manage their finances correctly. For example, you can connect your credit cards, retirement, mortgage and bank accounts altogether.

So, you can view everything in one location anywhere in the world. In addition, you can also track your spending habits and savings. Yes, it is free. I would highly recommend taking a look at Personal Capital if I were you. Also, you can access it via your Apple Watch, laptop, cell or iPad. That is a legit option for sure.

Is Personal Capital legitimate?

Yes, Personal Capital is legitimate and is one of the world’s most trusted free financial software options for investors. As mentioned above, it is also easy to join and use. You can track your network, spending and saving metrics all in one place.

It has over 200 million registered users and tracks over $560 billion is currently being tracked on its free personal finance platform. Also, their investment team also manages over $8 billion in assets and rapidly growing. I am sure it will be far past these metrics by the time you read this post.

So, if you are interested in signing up to Personal Capital for free click here. Also, joining today also includes 6 months of free wealth management mentorship. Personal capital is definitely legitimate and one of, it not the best, free personal finance software online today.

Is Personal Capital safe and free?

Yes, Personal Capital is free and safe. It is a trusted source for wealth management to over 200 million registered users. In addition, is rapidly expanding daily. Did I mention it is also free? Also, you can take comfort in knowing their software safeguards guards against protecting your personal data.

Personal capital is far better than Mint. Are you trying to get your finances in order and better managed? If so, Personal Capital is supreme. The Personal capital app tracks several metrics that no other software can. Net worth is one of them. The pictures you see below are all from Personal Capital.

So, as you can see you can do many things including tracking financial changes. In addition, reduce and monitor the elimination of debt. Also, educated financial decisions that will help set you up for success.

What is the meaning of Personal Capital?

Personal capital, like independence finance, is the personal wealth and individual has. Of course, this can come in many different forms. For example, online web properties, homes, liquid and or commodity invested or real estate. The Personal capital finance software also helps you to track your cash flow.

independence finance
So, users are able to easily view their spending, bills, cash flow as well as income. The software makes it simple and provides a beautiful, organized platform to view everything. Also, you can even see your transactions to easily review where your money is going all in one location. The personal capital app pretty much does it all.

Is Personal Capital good for budgeting?

Yes, the personal capital finance app is perfect for budgeting. Also, to ensure that you are able easily manage and track expenses and all investments that you have. Personal capital is the most popular and wide used free financial software on the internet today.

Of course, everyone has their own financial preference and financial focus. That being said, I use it and highly recommend Internet of Business visitors to give it a try.

I highly doubt you will want to use any other independence finance app again. Personal capital also has its retirement planner which will show you if you have enough saved for retirement. Also, provide tools and strategies to help increase your capital.

Who owns Personal Capital?

Empower Retirement, which is headquartered in Greenwood Village, Colorado, is who owns Personal Capital. Again, you have a trusted source with over 200 million registered users to be a part of. In fact, Empowerment retirement is the second largest retirement plan provider in the united States of America.

Personal capital also features a 401k fee analyzer. There are a lot of people who don’t realize the amount of fees they are paying for their 401ks. So, the Personal capital app provides top-level independence finance to ensure you are aware of this. In addition, helps you to lower portfolio management fees.

Lastly, it works to show you how these fees are affecting your plans for retirement. Remember, there are much cheaper ways to manage your money. Personal capital works to ensure that you are set up for success putting all the tools you need in one place.

Is Personal Capital a robo advisor?

Personal capital is my top recommended robo advisor software available. The free finance software provides the best tax-minimization strategies to ensure there are no leaks in your portfolio. In addition, you have access to financial advisors at anytime as a registered user of Personal capital.

Personal capital also features a free investment check up. The check up shows users how your investments are doing in real time. In addition, you get a totally free examination of your financial portfolio. Also, you get to hear strategies and tips to help improve your retirement planning and investments.

Does Personal Capital sell your data?

No, Personal capital will not nor can it sell your data. Your information is only used to sell their products and services. The company is not allowed to sell or use your data for any other purpose, period. Account numbers or other sensitive information is not permitted to be shared by anyone.

So, you have a trusted source and one of the top financial investment software companies to use. Also, your transaction history and account balances are private and confidential. So, if Personal capital free financial planning software is free what is the catch?

How Does Personal Capital Make Money?

Personal capital’s core financial platform is free. The company earns its income from management fees. That being said, these fees only come out to around 1% if you choose to use their personal investment strategy services. Of course, you don’t have to utilize these services if you don’t wish to.

So, you always have options when it comes to independence finance options at Personal Capital. Personally, I just use the free option which provides so much value and is an outstanding way to watch my portfolio.

Again, registered users of Personal capital to do not have to pay for the other services the company provides if they don’t wish to. Remember, all the options mentioned in this post are totally free. That being said, the longer you are with them I think you may consider the additional services they provide.

The great news is that you can sign up for Personal Capital’s financial app for free. So, click here to get started. Yes, no hidden fees and its an amazing, free personal finance software.

Is Personal Capital a Safe Option?

Yes, your personal independence finance information is private and confidential. Personal capital does discuss this on their website. Below is the exact answer to this very important question given by the company

Data is encrypted with AES-256 with multi-layer key management, including rotating user-specific keys and salts. Strict internal access controls – no individual at Personal Capital has access to your credentials.

Personal Capital

Remember, no one can move your money from their systems nor can you. So, your money is totally safe.

Personal Independence Finance Tips

I recommend Personal Capital for various reasons. It is easy to use, safe and you can monitor all of your investments in one place. Below are some of the other perks and benefits to consider when it comes to utilizing this online financial planning app.

  • Did I mention it is free? Who doesn’t like free right?
  • The company provides world-class customer support and high-quality independence finance tools
  • Helps you to manage your money safely and effectively
  • Simple to use and features a seamless dashboard to see everything in one place
  • Anyone can be impacted for the better using Personal capital
  • Can be accessed from anywhere in the world with an internet connection
  • Accessible from your watch, iPad, cell phone, laptop or personal computer

There are plenty of Personal Capital reviews online. I am writing this one because I know how legitimate it is and recommend it. The fact that it is free and offers all of these benefits is a no-brainer. Get started today and start using the platform. Again, absolutely free to do so.

Personal Capital Use

Personal capital is seamless and very easy to use. Once you sign up and join you will be asked to link your financial accounts to the platform itself. So, once you do that you will be able to utilize their free financial planning software immediately.

It really doesn’t get much simpler than that right? I absolutely love the dashboard featured I mentioned above where you can see everything.

Closing Thoughts

Of course, you have a choice in what investment strategy you use. I am only sharing as I see Personal Capital as the top free financial planning platform available today. Internet of Business visitors care about their investments. In addition, as you build your online and offline businesses and income, you definitely want a place to go to house it.

Personal Capital provides a free and easy solution to have all of your bills, investments, savings and portfolio in one location. It simplifies the process. In addition, you can track where the leaks are at in your retirement strategy and get better results.

I hope that this Personal Capital review has been helpful to you. It is my top independence finance software that I use. My hope is that you will see all of the wonderful benefits it can provide to you as well.

So, click here to get started with Personal Capital for free and see for yourself.

The following two tabs change content below.
Nathan is a 2:19 marathoner, former member of the US Army World Class Athlete Program and Doctoral of Business Administration (DBA) Candidate at the University of Missouri-St. Louis. He brings over 10 years of online entrepreneurial experience in helping people learn how to blog, earn income online and build passive income streams outside of what the school system teaches.

Latest posts by Nathan Pennington, MBA (see all)